Home | Business | Investment | Estate | Kids R' Us | Profile | Contact

Critical Illness Insurance

We are living longer due to ongoing health & medical advancements. During our lifetime, statistics tell us; Critical illness pays a lump sum benefit if you are diagnosed with and survive a critical illness. These plans compliment your existing income protection plans. The benefit of receiving a lump sum is you can use the money for whatever you wish. There is no income test as is the case with a disability income protect plan. In addition, you do not have to prove you can not perform the duties of your regular occupation. If by misfortune the illness you incurred results in your death, the sum of all premiums paid from inception will be paid to your Estate.

Critical illness insurance is designed to help finance costs so you donít need to dig into your retirement savings and investments or go into debt to cover expenses. It provides a lump sum payment if you are diagnosed with one of the covered conditions. You can use the money to pay your rent or mortgage, cover your regular household bills, subsidize your income to pay for additional medical costs not covered by private or government health plans or even take a much-needed vacation. The choice is entirely yours.

So you can focus on what really matters Ö.getting better.

Covered Conditions For a personalized quote or more information, contact Rick Schilling