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ISWP's (Systematic Withdrawal Plans)

A SWP allows mutual fund investors to make regular withdrawals of a fixed dollar amount or a fixed percentage which is used as a source of income, or to supplement retirement income. A SWP allows you to purchase a growth mutual fund and reinvest any distributions from the fund.

Instead of having to rely on annual distributions as a form of income, you decide the level of income you need by redeeming mutual fund units as required to generate a regular income stream.